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Home Loans

A home loan is likely to be a 25 to 30 year commitment for most people, and hence it is not a decision to be taken lightly. The property and loan you select needs to suit your longer term needs and be flexible enough to adapt those when they arise.

What you need to consider:
Does the loan suit your long term needs?
Will you be able to meet your commitments if you reduce your working hours or salary?
Are you planning to start a family? If you are, what financial impact will this have?

With access to over 45 different lenders we can tailor a home loan to your specific needs. Give us a call today to further discuss how we can help you find the right loan.

Click here to contact us today about your new home loan

Call us for all your finance requirements or send us an email by clicking here.

Key points

The RBA has cut the official cash rate by 100bps to 3.25%

Macroeconomic implications

As was widely expected, the RBA has complemented the recently announced fiscal policy stimulus by cutting interest rates by 100bps to 3.25%. The decline in interest rates has been dramatic, as the Board seeks to keep-up with the rapid rate of decline in the global economy. The cash rate has fallen by 4ppts since its peak in September 2008.

there are expected further rates cuts of up to another 1 % by mid year

as the world credit markets continue to tighten and many banks and finance companies in australia have found there cost of funds to be inreasing and many are unable to even access new funds, some of the lenders we have used regularly have been heritage building society, citibank, bankwest, we regularly monitor the lenders products and rates,

to discuss further, dont hesitate to contact eric greening

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